MetLife Auto & Home Expands Product Line; GrandProtect offers enhanced coverage, including identity theft protection

MetLife Auto & Home announced the introduction ofGrandProtect(SM), a new comprehensive "package" policy that providespersonal insurance protection for consumers with complex insuranceneeds. GrandProtect offers the convenience of packaging auto, home,and other personal insurance into one policy with one bill, onerenewal date, and one deductible. It also provides additionalcoverages that usually require add-ons or endorsements, includinghigher built-in limits for jewelry, silverware, and collectibles;worldwide liability coverage for rental cars; and identity theftcoverage.

"GrandProtect is designed for customers who require a greaterlevel of insurance protection, and who are looking to simplify theirfinancial lives," said Bill Mullaney, president of MetLife Auto &Home. "Millions of consumers now have to insure many different itemson different policies, such as autos, homes, vacation homes, an RV orboat, not to mention an umbrella policy, to make sure they'recompletely covered. Consumers know firsthand what a complex and oftenconfusing process it can be to deal with multiple bills, multipleexpiration dates, and often, several different insurers. On top ofthat, they still have to worry about gaps in their coverage.GrandProtect eliminates those hassles and worries."

GrandProtect is available to qualified consumers that insure atleast one home (renters, condo, or stand-alone residence) and one auto(city dwellers will appreciate that it can be a non-owned auto withprimary coverage). GrandProtect also enables consumers to insuremultiple autos, residential property, boat, personal excess liability,recreational vehicle, and motorcycle protection. All GrandProtectpackages contain a single loss deductible per occurrence--even ifmultiple lines of business are affected. For autos, the packagefeatures such value-added coverage as replacement cost for new ownedvehicles involved in a total loss during the first year or 15,000miles, no depreciation for special parts, and enhanced rental cardamage coverage, subject to state availability. The policyautomatically contains $25,000 in expense reimbursement forindividuals who become identity theft victims, as well as, at noadditional premium, identity theft resolution services to help peopleget their lives back in order.

GrandProtect will be introduced throughout 2005-2006 to selectMetLife Auto & Home career and independent agents who are speciallytrained in meeting the needs of consumers with broader insurancerequirements.

MetLife Auto & Home, an affiliate of MetLife, Inc. (NYSE: MET), isone of the nation's leading personal lines property and casualtyinsurance companies, insuring nearly 4 million autos and homes. Formore information about MetLife Auto & Home, visit MetLife's web siteat www.metlife.com.

MetLife Auto & Home is a brand of Metropolitan Property andCasualty Insurance Company and its Affiliates, Warwick, RI.