Essent Group (ESNT) Q2 EPS Beats by 12%

Essent Group (NYSE:ESNT), a leading provider of private mortgage insurance and real estate-related insurance, reported results for Q2 2025 on August 8, 2025. The highlight was GAAP earnings per share (EPS) of $1.93, beating the analyst consensus of $1.72 per diluted share (GAAP). GAAP revenue came in at $319.1 million. GAAP net income declined 4.1% to $195.3 million, compared to $203.6 million in Q2 2024, while new insurance written (NIW) was unchanged year over year at $12.5 billion (calendar year basis). The company's strong capital position and elevated investment income helped deliver a solid quarter. Source: Analyst estimates for the quarter provided by FactSet. Essent Group operates at the heart of the U.S. housing finance system by providing private mortgage insurance. This insurance protects mortgage lenders from losses on low down payment loans. It plays a critical role for homebuyers who cannot afford a 20% down payment and allows lenders to reduce risk by meeting requirements imposed by government-sponsored enterprises (GSEs) like Fannie Mae and Freddie Mac. The bulk of its business comes from mortgage insurance, but it also has a growing presence in title insurance, which relates to the transfer of real estate ownership.Continue readingWeiter zum vollständigen Artikel bei MotleyFool Weiter zum vollständigen Artikel bei MotleyFool