Digital Matrix Systems, Inc. to Offer FICO Expansion Score on Three DMS Delivery Platforms

Digital Matrix Systems, Inc. and FICO (NYSE:FIC) today announced that DMS will distribute FICO^® Expansion^® Score to financial institutions and clients in other industries, including retail and telecom.

FICO Expansion Score assesses the credit risk of consumers who have minimal or no traditional credit history on file by tapping non-traditional sources of consumer data, such as payment performance on deposit accounts, utility account history, and product purchase payment accounts. DMS, creator of innovative solutions that enhance credit-based decisions, will offer the additional risk score on three delivery platforms, CreditServer^™, CreditToolkit^™ and CreditBrowser^®.

Introduced in 2004, FICO Expansion Score has been validated and tested by clients in a variety of industries and can be used as a single tool or combined with other scores. Businesses can make more financial services available to people who have missed out on credit opportunities simply because they lack a traditional credit history, said Lisa Nelson, vice president of Scoring at FICO.

"Our data sources provide information to calculate FICO Expansion Scores for 86% of underserved consumers, and 42% of them have proven to have good to excellent scores,” said Nelson. "By providing our score, industry leaders like DMS help clients make better credit decisions by leveraging information that might otherwise not be considered.”

"DMS offers our clients the most current methods to analyze, measure and respond to market changes, with real-time access to credit bureaus and non-traditional data sources,” said David McGough, president of DMS. "This strategic relationship with FICO is another example of how DMS offers clients the tools and in-depth experience in order to make more informed decisions and expand into the credit-underserved market.”

FICO Expansion Score has many features similar to the industry-standard FICO® score which facilitates quicker adoption by lenders. Combined, the two scores provide coverage of as many as 50 million more American consumers than can be addressed by credit risk models based on major credit bureau data alone. Lenders are using FICO Expansion Scores today to better control their risk when extending credit opportunities to new consumers.

About Digital Matrix Systems, Inc.

DMS is a credit industry leader that helps clients make better informed business decisions by recognizing trends and delivering integrated products. Backed by 25 years of experience, DMS offers professional services and innovative products that fulfill credit industry needs. Through its consulting services, DMS works with each client to gain a true understanding of their business goals and then tailors a solution. For more information, visit www.dms.net.

About FICO

FICO (NYSE:FIC) transforms business by making every decision count. FICO’s Decision Management solutions combine trusted advice, world-class analytics and innovative applications to give organizations the power to automate, improve and connect decisions across their business. Clients in 80 countries work with FICO to increase customer loyalty and profitability, cut fraud losses, manage credit risk, meet regulatory and competitive demands, and rapidly build market share. FICO also helps millions of individuals manage their credit health through the www.myFICO.com website.

Statement Concerning Forward-Looking Information

Except for historical information contained herein, the statements contained in this news release that relate to FICO or its business are forward-looking statements within the meaning of the "safe harbor” provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Company’s Decision Management strategy and reengineering plan, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, its ability to recruit and retain key technical and managerial personnel, competition, regulatory changes applicable to the use of consumer credit and other data, the failure to realize the anticipated benefits of any acquisitions, continuing material adverse developments in global economic conditions, and other risks described from time to time in FICO’s SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2008, and its last quarterly report on Form 10-Q for the period ended March 31, 2009. If any of these risks or uncertainties materializes, FICO’s results could differ materially from its expectations. FICO disclaims any intent or obligation to update these forward-looking statements.

FICO and FICO Expansion score are trademarks of Fair Isaac Corporation in the United States.