New York, June 10, 2015 -- Moody's Investors Service has affirmed the debt ratings of Assurant, Inc. (NYSE: AIZ; senior debt at Baa2) with a stable outlook. In addition, Moody's also affirmed the Baa3 insurance financial strength (IFS) ratings of Time Insurance Company (TIC) and John Alden Life Insurance Company (JALIC), which constitute AIZ's health segment (collectively, Assurant Health, or AH), and changed their outlook to negative from developing. The rating actions follow AIZ's recent announcement that it has decided to wind down Assurant Health, which consists largely of major medical and small group insurance policies, following a strategic review. The company will incur pre-tax charges of an estimated $175 million to $250 million over the wind down period, and will substantially exit the health market by 2016. Assurant also announced the sale of certain smaller health lines including its supplemental and small group self-funded products to National General Holdings Corp. subject to regulatory approval. The ratings of AIZ's property-casualty operations and its Employee Benefit subsidiaries were not affected by this rating action.
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