Turkiye Garanti Bankasi A.S.: Debt Instrument Issuance Application

TO: Investment Community

FROM : Garanti BBVA / Investor Relations

SUBJECT: Debt Instrument Issuance Application

DATE: December 16, 2022

Pursuant to the authority given Head Office of Bank by The Board of Directors of the Bank's resolution dated Nov. 03, 2022, our application to issue debt instruments including fixed or floating rate bonds, debentures to be sold domestically by public offering,  but not limited to fixed or floating rate bonds, debentures and/or credit linked notes and other structured debt instruments to be sold to qualified investors or by private placement; up to the aggregate amount of TL 50,000,000,000.- (Fifty Billion Turkish Lira) in Turkish Lira currency with different types and maturity dates, in one or more issuances was made to the Banking Regulation and Supervision Agency and Capital Markets Board.

*In contradiction between the Turkish and English versions of this public disclosure, the Turkish version shall prevail.

We declare that our above statements are in conformity with the principles included in the Boards Communiqué, Serial II Nr.15.1, that it exactly reflects the information we received; that the information complies with our records, books and documents; that we did our best to obtain the correct and complete information relative to this subject and that we are responsible for the declarations made in this regard.

Yours sincerely,

Garanti BBVA

www.garantibbvainvestorrelations.com

Tel: +90 212 318 2352

E-mail: investorrelations@garantibbva.com.tr