Delta Financial Corporation Will Announce Fourth Quarter and Full Year

    Business Editors

    WOODBURY, N.Y.--(BUSINESS WIRE)--Feb. 10, 2005--Delta Financial Corporation (Amex: DFC) announced today it will be reporting its fourth quarter and full year 2004 financial results on Thursday, February 17, 2005, before the market opens. A conference call to discuss the financial results will be hosted by Hugh Miller, president and CEO, and Richard Blass, executive vice president and CFO, on Thursday, February 17, 2005 at 10AM EST. The live conference call can be accessed by dialing (877) 407-9210 (domestic) or (201) 689-8049 (international).
    A live listen-only webcast of the conference call will be available on Delta Financial's website at http://www.deltafinancial.com in the Investor Relations section of the website. To listen to the webcast, log on to the website at least 15 minutes before the call to register, download and install any necessary audio software. A replay of the conference call and the question/answer session will be available on the Company's website two hours after the live call is completed, and will be available through February 24, 2005. The telephone replay can be accessed by dialing (877) 660-6853 (domestic) or (201) 612-7415 (international), and using the account number: 1628 and conference ID number: 139428.

    About the Company

    Founded in 1982, Delta Financial Corporation is a Woodbury, New York-based specialty consumer finance company that originates, securitizes and sells non-conforming residential mortgage loans. Delta's loans are primarily secured by first mortgages on one-to-four family properties. Delta originates non-conforming mortgage loans primarily in 29 states. Loans are originated through independent brokers and the Company's retail offices. Since 1991, Delta has completed 42 asset-backed securitizations, collateralized by approximately $11.6 billion in mortgage loans.

--30--NM/ny*

CONTACT: Delta Financial Corporation Investors: Jayne L. Cavuoto-Krafchik, 516-812-8217 jcavuoto@deltafinancial.com or Media: Drew Biondo, 516-812-8208 dbiondo@deltafinancial.com

KEYWORD: NEW YORK INDUSTRY KEYWORD: REAL ESTATE BUILDING/CONSTRUCTION INSURANCE BANKING EARNINGS CONFERENCE CALLS SOURCE: Delta Financial Corporation

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