New York, December 23, 2013 -- Moody's Investors Service confirmed the long-term debt ratings of United Bank, Inc. and United Bank (collectively referred to hereafter as 'United'), the bank subsidiaries of West Virginia-based United Bankshares, Inc. United has a standalone bank financial strength rating (BFSR)/baseline credit assessment (BCA) of C/a3, and a long-term deposit rating of A3. United's Prime-2 short-term deposit rating was affirmed. United's rating outlook is stable. The holding company is not rated.

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