New York, December 01, 2015 -- Moody's Investors Service affirmed the ratings of People's United Financial Inc. and its bank subsidiary, People's United Bank N.A. and changed the rating outlook to negative from stable. People's United Financial Inc. is rated Baa1 for senior unsecured debt and its long- and short-term issuer ratings are Baa1/Prime-2. It has shelf ratings of (P)Baa1 for senior unsecured and subordinate debt, (P)Baa2 for preferred stock and (P)Baa3 for non-cumulative preferred stock. People's United Bank has long- and short-term bank deposit ratings of A1/Prime-1 and a standalone and adjusted baseline credit assessment (BCA) of a3. Its issuer rating and subordinate debt rating is Baa1 and its counterparty risk (CR) assessment is A2 (cr)/Prime-1 (cr).

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