London, 12 September 2014 -- On 18 September 2014, Scottish voters will be able to vote on the question of Scotland's independence from the UK (Aa1 stable). The latest indicative polls have shown an increasingly open outcome of the referendum between a vote for and against independence from the UK. The evolution of the polling has led to heightened market volatility. Uncertainty over the outcome has also prompted intensified interest from the customers, depositors and creditors of banks exposed to a possible independence scenario about the potential implications for them.

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