Turkiye Garanti Bankasi A.S.: TRFGRAN22251 ISIN- Redemption of the Debt Instrument

TO: Investment Community

FROM : Garanti BBVA / Investor Relations

SUBJECT: TRFGRAN22251 ISIN- Redemption of the Debt Instrument

DATE: February 4, 2022

The 70-day maturity bank bonds, which were issued upon the approval of the Capital Markets Board dated Dec.24, 2020 by sale to qualified investors on Nov.26, 2021 with bookbuilding on Nov. 25, 2021 with TRFGRAN22251 ISIN code and TRY 472.650.000  nominal value, is redeemed on 04.02.2022.

In contradiction between the Turkish and English versions of this public disclosure, the Turkish version shall prevail.

We declare that our above statements are in conformity with the principles included in the Board's Communiqué, Serial II Nr.15.1, that it exactly reflects the information we received; that the information complies with our records, books and documents; that we did our best to obtain the correct and complete information relative to this subject and that we are responsible for the declarations made in this regard.

Yours sincerely,

Garanti BBVA

Contact Garanti BBVA Investor Relations:

Tel: +90 212 318 2352

Fax: +90 212 216 5902

E-mail: investorrelations@garantibbva.com.tr

www.garantibbvainvestorrelations.com