Ally Financial Posts 36% Adjusted EPS

Ally Financial (NYSE:ALLY), a digital-focused consumer finance company specializing in auto loans, insurance, and banking, released its earnings for the second quarter of fiscal 2025 on July 18, 2025. The most significant headline was a clear beat on both earnings and revenue: adjusted (non-GAAP) earnings per share (EPS) reached $0.99, surpassing the $0.81 estimate, while revenue landed at $2,064 million, ahead of the $2,038 million consensus. Net income attributable to common shareholders (GAAP) increased to $324 million from $191 million in Q2 2024. These results reflect a 36% rise in adjusted EPS. The sale of its credit card business in April 2025 enabled the company to channel capital back to its core strengths and push capital ratios higher. Overall, the quarter saw strengthened financial performance, growing deposit customers, and continued focus on digital banking and automotive finance, despite some ongoing challenges in the auto segment's profitability and credit provisions. Source: Analyst estimates for the quarter provided by FactSet. Ally Financial operates as a leading provider of digital banking services, auto finance, and related insurance products in the United States. Its core strengths include vast automotive lending, online deposit-taking, and a growing insurance arm, all delivered through a technology-driven platform.Continue readingWeiter zum vollständigen Artikel bei MotleyFool Weiter zum vollständigen Artikel bei MotleyFool